Updated 
This 2025 review examines XTP’s features, fees, platforms, account types, and overall suitability for traders. While XTP offers competitive tools and a modern trading experience, we will also compare it with an alternative—Vantage.
XTP Features Overview
| Feature | Details |
| Regulation | Varies by region (not fully tier-1 regulated) |
| Trading Instruments | Forex, indices, commodities, CFDs |
| Trading Platforms | XTP WebTrader, Mobile App, MT4/MT5 (region dependent) |
| Account Types | Standard, Pro/ECN, Islamic (availability varies) |
| Spreads | Competitive, from 1.0 pip (Standard) |
| Commissions | $0 on Standard; commission on Pro/ECN |
| Minimum Deposit | Low (varies by region) |
| Mobile App | Clean interface, modern, suitable for beginners |
| Education & Research | Basic to intermediate resources |
| Best For | Beginners and intermediate traders |
About XTP
XTP is an online forex and CFD broker providing access to major markets, including currency pairs, commodities, indices, and select stock CFDs. The broker is known for its easy-to-use platform and straightforward pricing structure.
However, unlike top-tier brokers, XTP’s regulatory coverage varies across regions, which may concern traders prioritising strong fund protection.
XTP Account Types
XTP offers several account types that cater to different trading styles:
1. Standard Account
- Commission-free
- Spreads from 1.0 pip
- Suitable for new or casual traders
2. Pro / ECN Account
- Raw spreads starting from 0.0 pips
- Commission per lot traded
- Designed for scalpers, day traders, and algorithmic traders
3. Islamic (Swap-Free) Account
- Follows Shariah principles
- No overnight swap charges
- Available upon request (region-dependent)
XTP Commission and Fees
Trading Fees
- Standard Accounts: No commission, higher spreads
- Pro/ECN Accounts: Raw spreads + commission
- Average spreads:
- EUR/USD: from 0.0–1.0 pips
- Gold & indices: competitive but variable
Non-Trading Fees
- Deposit fees: None
- Withdrawal fees: May apply depending on method
- Inactivity fee: Possible after long periods of no activity
Overall Fee Assessment
XTP’s fees are competitive and transparent. However, top-tier brokers such as Vantage generally offer lower spreads and better execution for active traders.
Pros and Cons of XTP
✅ Pros
- Low minimum deposit
- User-friendly trading app
- ECN account option for advanced traders
- Good range of FX and CFD instruments
- Fast account opening process
❌ Cons
- Regulation not at the same level as top-tier brokers
- Limited product range compared to global competitors
- Research and educational materials are basic
- Fewer advanced trading tools
- Customer support may vary by region
Alternatives to XTP
If you like XTP’s simplicity but want a broker with stronger regulation, deeper liquidity, and more advanced tools, consider these alternatives:
1. Vantage (Best All-Round Alternative)
Why Vantage is better:
- Tier-1 regulated (ASIC, FCA)
- Spreads from 0.0 pips
- MT4, MT5, TradingView, and mobile app support
- Deep liquidity and fast execution speeds
- Excellent for both beginners and professional traders
- Offers social trading & copy trading
- Rich educational and research resources
Other Recognised Alternatives
- IC Markets – Best for algorithmic traders
- Pepperstone – Fast execution & TradingView
- CMC Markets – Superior research & charting
- Saxo Markets – Best for professionals
XTP is decent for beginners, but Vantage provides a more robust, reliable, and globally trusted trading environment.
Conclusion
XTP offers a clean trading platform, simple pricing, and low entry requirements—making it a reasonable option for new or casual traders. However, it lacks the regulatory strength, market depth, and advanced tools provided by leading global brokers.
For traders seeking a more secure, feature-rich, and professional-grade environment, Vantage stands out as the superior alternative thanks to its low spreads, fast execution, strong regulation, and multi-platform support.
Frequently Asked Questions (FAQs)
1. Is XTB a safe broker?
Yes. XTB is regulated by FCA, KNF, CySEC, and is publicly listed.
2. Who is XTB best for?
Beginners, intermediate traders, and CFD-focused traders.
3. Does XTB offer MetaTrader?
Availability depends on regional regulations.
4. What’s the minimum deposit?
Often $0, but varies by country.
5. Does XTB offer stock trading?
Some regions offer stock/ETF CFDs only.
